Kentucky Garnishment Laws are Unfair and Outdated

Kentucky Garnishment Laws are Unfair and Outdated. Workers Deserve…

Student-Loan FDCPA Collection Case

A Colorado District Court recently denied a debt collector’s…

Turning the Tables on Debt Buyers—Using Arbitration as a Defense to a Collection Lawsuit

Turning the Tables on Debt Buyers— Using Arbitration as a…

Death to Zombie Debt on Credit Reports

Bank of America and JPMorgan Chase are two of the biggest banks…

Kentucky Statute of Limitations for Credit Card Debt

           The statute of limitations for credit card debt…

How to Write Effective FDCPA Debt Validation and Verification Letters

Debt validation is a specific right you have under the FDCPA.…

Midland Funding, LLC and Your Credit Report

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Who is Midland Funding, LLC? Midland Funding, LLC is one of…

U.S. Accused of Ruthless Debt Collection Practices

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The Educational Credit Management Corporation is the main private…

The Downside of Improving your Credit Score

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Raising your credit score has, well, scores of benefits, such…

Reporting Negative Info is a Coercive Tool to Collect a Debt

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Debt Collectors and Creditors Report Negative Information on…