Student-Loan FDCPA Collection Case

A Colorado District Court recently denied a debt collector’s…

Turning the Tables on Debt Buyers—Using Arbitration as a Defense to a Collection Lawsuit

Turning the Tables on Debt Buyers— Using Arbitration as a…

Kentucky Statute of Limitations for Credit Card Debt

           The statute of limitations for credit card debt…

How to Write Effective FDCPA Debt Validation and Verification Letters

Debt validation is a specific right you have under the FDCPA.…

Midland Funding, LLC and Your Credit Report

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Who is Midland Funding, LLC? Midland Funding, LLC is one of…

The Downside of Improving your Credit Score

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Raising your credit score has, well, scores of benefits, such…

Reporting Negative Info is a Coercive Tool to Collect a Debt

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Debt Collectors and Creditors Report Negative Information on…

Two Articles of Note Concerning Portfolio Recovery Associates, LLC

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For those of you with issues with Portfolio Recovery Associates,…

Fake Debt Collectors on the Rise

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The Better Business Bureau issued a recent press release alerting…

The FTC Shuts Down Phony Payday Loan Debt Collection Scam

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On September 10, 2013, the FTC shut down a Florida scam that…