Grace v. LVNV Funding, Inc. November 5, 2014/in Significant Cases /by Hays LawsonGrace v. LVNV Funding, Inc., 2014 U.S. Dist. LEXIS 71012 (W.D. Ky. May 23, 2014): Grace holds that debt collector violated Kentucky usury law and the FDCPA by attempting to disguise 18% interest as a “service charge.” Download Case