Has LVNV Funding, LLC garnished your wages or bank account? If so, chances are very good that LVNV Funding has taken money from you that it has no legal right to recover from you. We can help you get that money back in addition to up to $1,000.00 in statutory damages.
LVNV Funding is a third-party “debt buyer.” It does not lend money or originate credit like some credit card companies. Instead, it buys defaulted accounts from original creditors like Bank of America, FIA, Capital One, Chase, or other creditors. Debt buyers are also considered debt collectors and have to comply with the federal Fair Debt Collection Practices Act (FDCPA). LVNV Funding is very active in the Commonwealth of Kentucky, bringing thousands of lawsuits a year. We have recently discovered that LVNV has a pattern and practice of adding fees and costs to garnishments that it has no legal right to recover.
It is an express violation of the FDCPA for a debt collector to collect more on a debt than is legally owed on the debt. If LVNV Funding violated the FDCPA by garnishing your wages or bank account, we can sue LVNV Funding under the FDCPA on your behalf at no cost to you. We can represent you for no cost because under the FDCPA, LVNV Funding has to pay our fees and costs if we win or settle with LVNV Funding. We are so confident of our ability to get a judgment or settlement against LVNV Funding and at least $1,000.00 for you, that we are happy to take this risk.