Has Midland Funding, LLC garnished your wages or bank account? If so, chances are very good that Midland has taken money from you that it has no legal right to recover from you. We can help you get that money back in addition to up to $1,000.00 in statutory damages.
Midland Funding, LLC is a third-party debt collector. Midland buys old debt, often charged-off credit card debt, for pennies on the dollar. Midland Funding is part of the Encore Capital Group, Inc., which is a publically-traded company and one of the largest debt collectors and debt buyers in the world. According to a recent Consent Order that Encore Capital reached with the Consumer Financial Protection Bureau, Encore receives and “an average of 30,000 written disputes and complaints and 10,000 oral disputes and complaints directly from Consumers in a typical month relating to Encore’s Debt collection and credit reporting,” and another “100,000 Consumer disputes” made with consumer reporting agencies.
As a debt collector, Midland is subject to the Fair Debt Collection Practices Act (“FDCPA”). It is an express violation of the FDCPA for a debt collector to collect more on a debt than is legally owed on the debt. If Midland violated the FDCPA by garnishing your wages or bank account, we can sue Midland under the FDCPA on your behalf at no cost to you. We can represent you for no cost because under the FDCPA, Midland has to pay our fees and costs if we win or settle with Midland. We are so confident of our ability to get a judgment or settlement against Midland and at least $1,000.00 for you, that we are happy to take this risk.